DIC Policies

List of Insurers that Sell Difference in Conditions (DIC) Policies

The following insurers offer a DIC product that complements a FAIR Plan policy so that the consumer (who buys both) has the same or similar coverage as a traditional homeowners' (HO) policy. However, this is not a list of insurers that sell DICs that may be used to enhance a traditional HO policy to add perils or coverages not included in the HO policy.

Insurance Company Phone Number Website


American Modern Property and Casualty Insurance Company 800-543-2644 https://amig.com/insurance

California Automobile Insurance Company (Mercury Insurance Group)

800-956-3728

https://www.mercuryinsurance.com/

California Capital Insurance Company

800-682-9255

https://www.ciginsurance.com

California Mutual Insurance Company

800-310-5824

https://www.calmutual.com/

DB Insurance Co., Ltd (U.S. Branch)

866-662-5752

https://www.aegisgeneral.com/about-us/aegis-specialty-team/

First National Insurance Company of America (Liberty)

800-332-3226

https://www.safeco.com/

Pacific Specialty Insurance Company

800-303-5000

https://www.pacificspecialty.com/

Sutton National Insurance Company

888-846-4238

https://www.suttonnational.com/

Universal North America Insurance Company

866-458-4262

https://www.uihna.com/en-US/

US Coastal Property and Casualty Insurance Company

866-896-7233

https://www.cabgen.com/

Zurich American Insurance Company

800-905-7550

https://www.arrowheadgrp.com/

Aegis Group



   Aegis Security Insurance Company

844-207-4339

https://aegiseasy.com/

   Seaview Insurance Company

866-840-5329

https://www.fcpropertyins.com

CSAA Group



   CSAA Fire & Casualty Insurance Company

855-424-8639

https://calstate.aaa.com/insurance

   CSAA Insurance Exchange

844-810-6077


Farmers Group



   Farmers Insurance Exchange

800-974-6755

https://www.farmers.com/

   Fire Insurance Exchange



   Mid-Century Insurance Company



Kemper Group



   Kemper Independence Insurance Company

877-252-7878

https://www.kemper.com/

   Unitrin Auto and Home Insurance Company



Nationwide Group



   Crestbrook Insurance Company

877-669-6877

https://www.nationwide.com/

   Nationwide Mutual Insurance Company



Travelers Group



   Standard Fire Insurance Company

866-522-1883

https://www.travelers.com/

   Travelers Commercial Insurance Company